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Technology acceptance model, trust, and financial behavior in shaping consumer well-being: Insights from fintech adoption in urban Indonesia [Текст] / Budiyanto Arief, Lubis Iman, Bali Pamungkas Ibrahim, Erlan Maulana Asep
// Інноваційний маркетинг. – 2025. – Т. 21, № 2. – P. 197-210.
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